Is a direct payday loan lender?

We are a direct payday loan lender offering the best payday loans and bad credit loans. We can also act as free brokers too if you wish (in the event we are unable to fund you ourselves).

When will I receive an approved loan from

If your application is approved we hope to have the cash in your account between 15 minutes and 24 hours after being accepted; this is very much subject to your own Banks money transfer process and speed thereof.

How much cash will I be able to borrow?

Anywhere from £100 to £500 depending on personal circumstances.

You Borrow You Payback
£100 £124
£200 £248
£300 £372
£496 £500
£500 £620

Why is the APR so high?

Annual Percentage Rate or APR is a common method for comparing finance that is borrowed over a period of 12 months or more but a small loan is set at a period of up to 31 days and therefore can be misleading given the huge time difference.

Are there any charges or fees for applying for bad credit loans?

There are no charges for applying. Even if your application is approved you will be under no obligation to borrow the money and we will not charge you a single penny.
The Representative APR is 1296.7 % (variable rate) for Short Term loans with

Can I apply for my loan over the phone?

No, all applications must be completed via our Secure Online Application Form. If you do have any questions contact us via email:

How do I pay back the loan to Wee Loans?

We ask you to repay your loan as per your Credit Agreement which means no Continuous Payment Authority, you pay directly via your Bank Account in your own time. The approval process and is within 30 days which will be your next Pay Day. If we agree to give you a loan the date will be agreed then and it is usually arranged to be on your pay day.

What can I use the money I loan for?

We do not prescribe what your should use your money for. We do recommend  that it is used only for urgent expenses however.

Will you contact my employer?

No, we will not contact your employer under any circumstances. Our Approval process for bad credit loans do not require us to invade your Privacy this way. We offer the best payday loans because we respect your privacy and your security.

Do you accept people who have a poor credit history?

All applications for bad credit loans which meet the basic application criteria (over 18 years of age, employed, UK Resident) will be considered by We do offer funding to those who have a low credit score.

While not all of our Customers have a poor Credit History, the majority do which makes us Specialists in the provision of emergency loans for those who struggle to find access to credit elsewhere. Even if you have a County Court Judgement against your name, we will still welcome your Application. Do not despair, Bad Credit Loans are easily obtained though us.

Warning: Late repayment can cause serious money problems. For help, please go to